About Us

A better way to provide card processing services to merchants.

Smart Savings. Personal Service.

EnablePay helps your business keep more of the money it earns. Our low-cost, no hidden fees approach to Merchant Services turns more of your revenue into profit. Our trained, friendly customer service agents are available when you call – 24 hours a day, 7 days a week – to answer any question you might have. And we provide the highest level of personalized service to companies in your line of business every day. EnablePay: Smart savings with personal service and no surprises for your growing business.

CEO Stephen Erickson realized there had to be a better way to provide card processing services to merchants. One that wasn’t based on multiple layers of service that add little real value to the transaction process. That realization led him to develop a new approach for card processing services that would make card processing services directly available to merchants. EnablePay is the embodiment of Steve’s realization, and he has focused all his financial skills and experience into transforming the merchant services card processing business model.

Management Team

Stephen A. Erickson

Chief Executive Officer and President

Stephen Erickson is the Chief Executive Officer and President of EnablePay. Mr. Erickson was formerly the Chief Financial Officer at one of the nation's largest full service merchant acquirers and third- party processors. A significant aspect of Mr. Erickson's role there was the origination, financing and management of strategic investments, which included four majority and two minority investments in other leading independent sales organizations and a wholly-owned point-of-sale equipment leasing company. During his tenure at his former company, net revenue grew more than 35% annually.

Mr. Erickson was introduced to merchant services at Bear, Stearns & Co. Inc. where he was an investment banking vice president focused on the computer services and information technology consulting industries and led several payments related transactions. Prior to Bear Stearns, Mr. Erickson was responsible for the financial reporting function of Goldman Sachs' currency and commodities trading subsidiary and was a financial auditor with Coopers & Lybrand.

Mr. Erickson is a CPA (New York), and holds an MBA from NYU's Stern School of Business as well as BS and MS degrees in accounting from University of Illinois - Champaign/Urbana.

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Patrick M. Creaven

Chief Operating Officer

Patrick Creaven is the Chief Operating Officer, Secretary and General Counsel of EnablePay. Mr. Creaven oversees all aspects of operations and administration, including new accounts, underwriting, compliance, risk management, human resources and public relations/advertising.

Prior to EnablePay, Mr. Creaven was Counsel in the Banking & Institutional Investing Department in the New York office of the law firm of Skadden, Arps, Slate, Meagher & Flom LLP. In his practice, Mr. Creaven was lead counsel for agent banks, syndicate lenders, hedge funds and Fortune 100 corporate borrowers in connection with syndicated secured credit facilities, acquisition/sponsor financings, first- second lien financings, bridge facilities, loan work-outs, debtor-in-possession credit facilities, and debt restructurings and refinancings.

Mr. Creaven graduated with a J.D. from Fordham University School of Law, where he was an editor of the Fordham Law Review. He received his BA with High Honors from the University of Notre Dame.

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David Amatulli

Chief Information Officer

As CIO for EnablePay, David Amatulli is responsible for developing and overseeing the successful implementation of technology strategies. In this role, he leads the company's technology operations and software engineering.

David brings over 16 years of Information Technology experience to EnablePay. An accomplished senior level manager, his vision and expertise has catapulted companies by providing cost-effective solutions to the most complex technology challenges. Prior to joining EnablePay, David served as Director of Technology for an Application Service Provider that focused on cost saving solutions for Fortune 50 companies, where he defined the company's technology strategy to focus on the corporate and enterprise markets. With his contribution, David helped increase revenue by $60M/yr over two years solely by leveraging existing technology resources.

Dave received his BA in Computer Science from the New York Institute of Technology, where he minored in Electrical Engineering.

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