Products and Services

EnablePay is the merchant service provider of choice for savvy merchants.

The EnablePay Difference

EnablePay provides smart savings, plus personal service for merchant credit card payment transactions. Merchants save money with a single, low monthly flat rate for access to card payment processing services at cost, and trained customer service and technical support professionals are available 24 hours a day, seven days a week. With us, you will be able to accept payment with any type of credit or debit card, and you will have access to other forms of electronic payment -- such as check processing, e-commerce gateways, Electronic Benefits Transfer (EBT), and gift/loyalty programs -- all at actual cost.

Credit Card Processing (Visa, MasterCard, American Express, Discover, JCB & Diners) and Debit Card Processing (online/PIN & offline)

Credit and debit card processing is the foundation of our product offering. This is a service every business needs to be successful in today’s economy. Businesses accepting credit cards have experienced over 30% increases in sales. Accepting credit cards encourages consumer purchasing and stimulates customer impulse buying, which can help grow your business.

Industry experts confirm debit cards are rapidly becoming the most common form of payment at the point-of-sale, surpassing check and credit card volume. More consumers are discovering the convenience of debit and more merchants are discovering the savings over alternative payment methods.

Electronic Benefits Transfer (EBT) Card Processing

EBT is the delivery of government benefit funds via electronic means. EBT is a payment option growing at a tremendous rate as more of our society utilizes government sponsored programs. Under Federal law, since 1999, all federal aid distributions must be made electronically. Government programs such as Social Security, state-issued food stamps, Women/Infants/Children (WIC) and Temporary Assistance to Needy Families (TANF), issue benefits on an electronic card known as an EBT card. Your customers that benefit from these government programs will be able to spend at your business using their EBT cards, which will increase your sales and revenue.

Electronic Gift Card Programs and Electronic Loyalty Card Programs

EnablePay offers a comprehensive electronic gift card solution and loyalty card solution for single or multi-store merchants. A solid gift card and loyalty card program is a must for every retail business and restaurant, as it is designed to keep your customers coming back by providing them with a convenient way to make purchases. Merchants will improve brand loyalty, increase store traffic and increase sales. Moreover, loyalty cards encourage customers to purchase from a particular merchant by rewarding them with incentives for each dollar they spend using the loyalty card.

Electronic Check Processing

As of 2005, checks accounted for 34% of all consumer non-cash purchase payments. Merchant’s that utilize check processing programs realize accounting and banking savings that will directly increase net income and significantly reduce losses from bad checks.

Wireless Processing Programs

EnablePay offers wireless processing solutions to merchants. With a wireless solution your business becomes portable and is no longer limited to your phone line location, allowing you to take your business on the road to increase your sales.

Petroleum Programs

EnablePay has the ability to process card transactions for the Voyager Card program and the Wright Express Card program. Each of these programs is a “fleet”-type corporate purchasing card program. We are one of the few merchant service providers that are processing Voyager and Wright Express transactions.

E-Commerce Gateway Solutions

EnablePay offers several solutions for e-Commerce merchants with our gateway products allowing merchants to expand their presence to increase their sales.

Supermarket Incentive Program

Both MasterCard and Visa have eliminated the requirement to register supermarket merchants for their supermarket programs. EnablePay can help qualified merchants benefit from the special interchange rates for supermarkets.